By Mortgage Daily

CHERRY HILL, New Jersey -- (May 10, 2016) -- A new report from the Mortgage Bankers Association and the Research Institute for Housing America highlights a strong correlation between housing behavior and the cognitive decline of older Americans. The report discusses normal cognitive aging and also shows a potential borrower’s ability to make decisions relating to their own housing and financial situation.

Crichton says; "As the report cites, there is a strong correlation between housing behavior and the cognitive decline of older Americans. As Baby Boomers begin to enter retirement years, new challenges arise with significant implications for both borrowers and lenders".

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CHERRY HILL, N.J., April 25, 2016 /PRNewswire/ -- E Mortgage Management, LLC (EMM) has announced the donation of office furniture to the San Diego, California Habitat ReStore, a discount home improvement center that sells donated building materials to fund the construction of Habitat for Humanity homes in the San Diego County area. The San Diego chapter, a local affiliate of Habitat for Humanity International, is celebrating its 28th anniversary at building and repairing homes for local hardworking families in need in the San Diego County area.

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In making this announcement, Kevin Crichton, EMM's President and Chief Operating Officer, said, "As a nationwide lender, our footprint reaches the California market and our company culture believes in contributing active community service to organizations such as San Diego Habitat ReStore that works to provide assistance to local families in need."

"The ReStore is a major contributor to the execution of Habitat for Humanity's mission to provide affordable housing solutions," said John Stockman, Director of ReStore Operations at San Diego Habitat for Humanity. "We rely on quality donations to raise money so that we can serve local hardworking families in need, and are so appreciative of the generosity of E Mortgage Management."

EMM exhibits community service commitment on a national level through a number of community services that focus on our country and community. Habitat was founded on the conviction that every man, woman and child should have a simple, decent and affordable home to live in dignity and safety. The San Diego Habitat for Humanity has the philosophy of a community coming together to offer a hand up, not a hand out to its neighbors in need. Habitat partner families are selected on the basis of housing need, willingness to partner with Habitat and the ability to repay an affordable mortgage loan.

Habitat for Humanity exists through volunteer labor and contributions of money, land and materials, including purchases and donations such as EMM's to the ReStore, San Diego Habitat for Humanity's discount home improvement retail center. For more information about the work of San Diego Habitat ReStore, visit or call 619-283-HOME (4663).

About E Mortgage Management LLC (EMMLOANS.COM)

Lender NMLS 2926. Equal Housing Lender, Equal Opportunity Employer. is a private, direct-endorsed local lender, rated A+ with the Better Business Bureau (BBB). The company offers products sponsored by Fannie Mae (FNMA), Freddie Mac (FHLMC), Home Affordable Refinance Program (HARP), Federal Housing Administration (HUD-FHA), U.S. Department of Veterans Affairs (VA), U.S. Department of Agriculture (USDA), individual state programs, and has access to a portfolio of private investors, nationwide. 3 Executive Campus, Suite 520 - Cherry Hill, NJ 08002

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CHERRY HILL, N.J. -- (March 7, 2016) -- Kevin Crichton, President and Chief Operations Officer of E Mortgage Management LLC (EMM) along with his wife Lisa Crichton have been listed in the 2015 Benefactor’s Circle for their charitable donations to the Friends School of Mullica Hill, NJ. Founded in 1969, the Friends School of Mullica Hill is the latest in a series of schools incubated by the Woodbury and Mullica Hill Quaker communities.

Crichton is a strong believer in "giving back" to community. He started this commitment to community while attending Rowan University as a member of the Alpha Phi Delta Fraternity, a group providing service to the community and humanity. The fraternity's motto is "faciamus," a Latin word meaning "we do", a motto that follows his professional life.

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